About SHIP

Florida Housing administers the State Housing Initiatives Partnership program (SHIP), which provides funds to local governments as an incentives to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to serve very low, low and moderate income families.

SHIP Strategies Synopsis

The City of Lauderhill Purchase Assistance Program assists first-time homebuyers by paying a portion of their down payment and closing costs. The program provides subordinate mortgage to eligible applicants to purchase newly constructed and existing single family homes or condominiums. Assistance will be provided to households with incomes in the 50%, 80% and 120% range of the Area Median Income. The applicant must have attended and completed a Homebuyer Education class approved by the U.S. Department of Housing and Urban Development – HUD and the City of Lauderhill.

Owner-Occupied Rehabilitation Program

The City of Lauderhill provide rehabilitation services  to qualified owner-occupants, with incomes within the 50% and 80% range based on income limits established by HUD and adjusted for family size. Owner-occupied rehabilitation services include: correct code enforcement violations, health and safety issues, electrical and plumbing as deemed health and safety, repair or replacement of roofing, repair or replacement of windows and doors, and/or repair or replacement of air conditioning units. The City reserves the right to assist up to 120% range if the statutory set-aside has been met.

Purchase Assistance Program

The City provides purchase assistance to qualified homebuyers within 50% to 80% range based on income limits established by HUD and adjusted for family size. Purchase assistance includes: closing costs, and down payment assistance. The City reserves the right to assist up to 120% range if the statutory set-aside has been met.

Related Documents   

• Current Funding Availability Advertisement
• Annual Report Public Notice
• 2019-2022 LHAP
• 2023 Annual AHAC Report

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